Health insurance does not necessarily translate into affordable healthcare.

Typically, people use their credit cards to help pay their medical bills, thereby shifting family budgets even further into the negative.[1] Thus, not surprisingly, healthcare cost is one of the primary reasons people declare bankruptcy.[2]
The stress from financial troubles can be just as devastating as coping with the physical and emotional challenges that accompany a serious illness. Between 2011 to 2014, roughly one in five persons under age 65 was in a family that had difficulty paying medical expenses in the past 12 months,[3] and in 2015, the percentage of adults who delayed or did not receive needed medical care for cost reasons increased as the number of diagnostic conditions increased.[4] And among insured with medical bill problems, a 2016 survey found that over 60 percent reported using most of their savings.[5] Read more